Why Choose AG Solutions?
There are many insurance agencies to choose from. Here is why hundreds of Tri-State families and businesses trust AG Insurance & Financial Solutions to protect what matters most.
Independent Agency vs. Captive Agent — What's the Difference?
Not all insurance agents are the same. Understanding the difference can save you hundreds of dollars and ensure you get the right coverage.
AG Solutions (Independent)
- Represents 100+ insurance companies
- Shops the market to find your best rate
- Loyalty is to the client, not a carrier
- Can switch carriers at renewal if rates rise
- Offers a wider range of coverage options
- Local agent who knows your community
Captive Agent
- Represents only one insurance company
- Can only quote that company's rates
- Loyalty is to the carrier's goals
- Cannot move you if rates increase
- Limited to one company's product lineup
- May be a call center, not a local agent
6 Reasons to Choose AG Solutions
We Compare 100+ Insurance Companies
As an independent agency, we are not tied to any single insurance carrier. We shop your coverage across more than 100 A-rated insurance companies to find the best combination of price and protection for your specific situation. Captive agents can only offer you one company's rates — we offer you the entire market.
Local Huntington WV Agency
We are based in Huntington, West Virginia and serve the entire Tri-State area. Our team lives and works in the same communities as our clients. We know the local roads, the weather, the neighborhoods, and the insurance requirements specific to West Virginia, Ohio, and Kentucky. When you call us, you reach a local person — not a call center.
Personalized Insurance Guidance
We take the time to understand your situation before recommending coverage. Whether you are a first-time driver, a homeowner, a small business owner, or a retiree planning for Medicare, we tailor our recommendations to your life — not a generic template. We explain your options in plain language so you can make confident decisions.
Long-Term Client Relationships
Our goal is to be your insurance agency for life. We review your coverage at renewal, proactively shop your rates when the market changes, and are available when you have questions or need to file a claim. We measure our success by how long our clients stay with us — not by how many new policies we write each month.
Licensed in West Virginia, Ohio & Kentucky
We are fully licensed to serve clients across the Tri-State area. Whether you live in Huntington WV, Ironton OH, or Ashland KY, we can help you find the right coverage and navigate the specific requirements of your state. One agency, three states, complete coverage.
Independent Advice, Not Sales Pressure
Because we represent many companies rather than one, our advice is not driven by quotas or carrier incentives. We recommend the policy that is genuinely best for you — even if that means a lower premium or a different carrier than we initially quoted. Our loyalty is to our clients, not to any insurance company.
What Our Clients Say
"AG Insurance saved me over $600 a year on my auto insurance. They compared multiple companies and found me the best rate. The process was quick and easy."
Sarah M.
Huntington, WV
"I bundled my home and auto through AG Insurance and saved a ton. The agent was incredibly helpful and explained everything clearly. Highly recommend."
James T.
Charleston, WV
"As a small business owner, I needed commercial auto coverage fast. AG Insurance got me a great rate the same day. Professional and knowledgeable."
Linda K.
Barboursville, WV
How It Works
Call or Request a Quote
Contact us by phone, text, or the online form — takes less than 60 seconds.
We Gather Your Info
We ask a few quick questions about your coverage needs and current situation.
We Shop the Market
We compare rates from 100+ companies to find your best options.
You Choose & Save
We present your options clearly and you decide — no pressure, no obligation.
See How Much You Could Save
Get a free, no-obligation quote comparison from 100+ insurance companies. Most clients save hundreds per year.